The practice · Narathiwat
A small ledger room, kept since 2015.
The registered business name is Neuro Latticeway Financial Planning. The practice was established in 2015 in Amphoe Ra-ngae, Narathiwat, and still sits at the same kind of table: paper, a passbook, and enough quiet to decide what the household can take from the work.
How it began
Malai Srichai kept the daily cash books of a family rubber-trading office in Narathiwat for eleven years. Neighbours began asking her to look at their own mixed envelopes — a clinic tin, a tutor’s exam-week pile, a kitchen that paid the family from the same drawer as the stock. In 2015 she left the trading office and registered Neuro Latticeway Financial Planning so those conversations could be a practice rather than a favour after hours.
The first years were almost entirely local. Clients walked from Tan Yong Mat and nearby tambon with plastic bags of receipts. The work stayed narrow on purpose: income and expenses for self-employed people, not loans, not insurance, not a second job filing other people’s returns. Anan Wongsuwan joined in 2019 to prepare bundles before sittings, after years as a clerk in a district market office. The practice is still the two of them.
The people at the table
Malai Srichai
Principal planner. She leads every sitting. Her habit from the trading office remains: write the figure you can defend next quarter, not the figure that flatters this afternoon. She studied accountancy in Hat Yai before returning south, and she will tell a client when a question belongs with their accountant or the Revenue Department rather than stretching the sitting to cover it.
Anan Wongsuwan
Ledger associate. He sorts receipts into months, checks that passbook pages match the year you named, and keeps the diary from promising two long sittings in one afternoon. He does not lead the planning conversation. If your bundle is large, his hour before you arrive is why the sitting finishes.
How a sitting feels
You come by appointment on Tuesday, Thursday, or Saturday. The room is in Tambon Tan Yong Mat. We work in Thai or English, whichever lets you speak about money without translating yourself. Papers go into three piles: the work, the household, and the unclear. We talk most about the unclear pile and about the months that were tight. You leave with notes you can re-read without us in the room.
What we hold to
The diary stays small enough that a quarterly sitting is a real hour, not a greeting. We would rather postpone a new annual plan than rush one. We do not take a fee from any bank, insurer, or lender for sending you their way, because we do not send you. Introductions often come from a neighbouring shop; we still ask each person to describe their own year before we suggest which engagement fits.
If you want the shape of twelve months before you write, read the planning year. If you already know the papers are ready, request a sitting.